Do You Accept My Insurance?

We are in-network with some insurance plans and out-of-network with others.
Because insurance coverage can vary widely—even within the same provider—we ask that you call our front desk team to confirm whether we are in-network with your specific plan.

Just give us a call—we’ll help you understand exactly what your options are.

What If You’re Not In-Network With My Insurance?

That’s okay! You still have two great options:

1.) If applicable (based on your specific insurance policy) you may use your Out-of-Network Benefits

If we are not in-network with your plan, we can provide you with a detailed receipt (called a “superbill”) that you can submit to your insurance company. This may allow you to be reimbursed, depending on YOUR SPECIFIC out-of-network benefits.  We cannot guarantee payment. 

2.) Still Get Exceptional Care at a Competitive Value as a cash pay patient. 

Even if we’re not in-network, many patients choose us for the quality and value of care they receive. Here’s why:

• Lower Overall Cost Per Visit
  Our out-of-pocket rates are often significantly lower than large hospital-based clinics—without surprise fees.
• Hands-On, Personalized Treatment
  We’re not a “one-size-fits-all” therapy center. We take time to listen, assess, and collaborate with you.
• Advanced Skills & Technology
  Our clinicians are highly trained and use a combination of manual therapy, movement science, and leading rehab technology to help you recover faster.
• Faster Recovery Time
  Our focused, one-on-one approach means you may need fewer total visits to meet your goals—saving you time, money, and frustration.
• Whole-Person, Holistic Focus
  We don’t just treat the injury—we help you restore your optimal function, prevent future issues, and return to the activities you love.
• Less Paperwork, More Care
  We’ve chosen this model so we can spend our time with you, not fighting insurance systems. That means more care, fewer delays, and better outcomes.

Do you accept Medicare?

Yes, We Accept Medicare Patients!

At Performance Physical Therapy & Wellness, we proudly welcome Medicare patients. While we are considered a non-participating provider with Medicare, you can absolutely still receive care with us. We’ll explain exactly what that means for you—clearly and simply—so you can feel confident and supported every step of the way.

We are a non-participating provider, which simply means we don’t accept Medicare’s rate as full payment. But you can still receive care with us, and we’ll even submit your claims to Medicare on your behalf. 

Q: What does “non-participating provider” mean?

This means we have not signed a contract with Medicare to accept their full reimbursement amount (known as “assignment”). Instead, we collect payment from you at the time of service, and Medicare reimburses you directly.

You may pay slightly more upfront, but many patients find that the care, convenience, and personal attention are worth it.

Q: Will I have to file my own claims?

No—we do that for you!
Our billing team submits your claim to Medicare on your behalf, and you’ll receive a reimbursement directly from Medicare based on your coverage.

Q: Will I pay more out of pocket?

Possibly, but not dramatically.
As a non-participating provider, we are allowed to charge up to 15% more than Medicare’s approved rate. This is called the “limiting charge.” You pay us at the time of service, and Medicare reimburses a portion of that amount directly to you.

We’re happy to give you a clear estimate before your first visit.

Q: Why did you choose this model?

This model gives us more flexibility to spend time with each patient, reduce administrative overhead, and focus more on your care than paperwork. It’s one way we protect the quality and integrity of your physical therapy experience.

Q: How do I get started?

Just give us a call or click below to request an appointment. We’ll walk you through everything, including what to expect with your Medicare coverage. No surprises, no stress—just clear, supportive care.

Still Have Questions? We’re Happy to Help.

We understand Medicare can be confusing—but it doesn’t have to be. Give us a call and we’ll walk you through it personally.

We believe physical therapy isn’t a commodity. Your recovery deserves focus, expertise, and care that’s tailored to you—not dictated by insurance algorithms.